> Soziale Verantwortung / Mikrokredite

Kiva - Loans that change lives

Seit Q1/2011 vergeben wir an Einzelpersonen und Gruppen in Dritte-Welt Ländern Mikrokredite, um deren Lebensqualität und wirtschaftliche Situation zu verbessern und das (Klein-) Unternehmertum in diesen Regionen zu fördern.

Die Mikrokredite werden über das Portal www.kiva.org abgewickelt. Es können Summen ab 25 USD unbürokratisch (zinsenfrei) verliehen werden.

Verliehene Beträge werden nach einem vereinbarten Schema zurückgezahlt und können anschließend einem anderen Projekt zugute kommen oder wieder an das eigene Konto ausgezahlt werden.

Wir laden alle Kunden und Interessenten ein, sich an diesem sinnvollen Alternativ-Investment zu beteiligen!

zur Einladung » kiva.org/invitedby/jpeto


Eine Übersicht unserer laufenden und bereits abgeschlossenen Projekte:

Mikrokredite:

borrower / country sector status loan used for
Msekele Group
Msekele Group
Malawi
Clothing Sales funded requested $ 2.800
to buy a bale of used clothing and another of used shoes.
Chimwemwe is 28 years old. She is married with 1 child. She sells clothes.
Chimwemwe now requires a loan to buy a bale of shoes and another of clothes. She will also pay for transport. She started the business to financially support her husband in providing for their family. Currently 2 of her family members work with her.
Chimwemwe dreams of...
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Florence
Florence
Uganda
General Store funded requested $ 700
to buy more shop items like geese, millet flour, and many other items to sell.
Florence...
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Jesca
Jesca
Uganda
Cattle funded requested $ 1.400
to buy more cows to fatten for resale.
Jesca is a 37-year-old woman with children and she lives in Masindi, Uganda. She keeps cattle as her main economic activity to earn a living, and she has been in this business for the last eight years. She got her cows as gifts from her relatives when she was still young, and she decided to buy more and sell them to earn profits.

The challenge with...
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Kansenene Tweyimukye Group
Kansenene Tweyimukye Group
Uganda
General Store funded requested $ 1.800
to buy salt, sugar, soap, and cooking oil.
Mable, a female resident of Fort Portal, is divorced and has two children who all go to school.

She owns a retail shop that sells general merchandise around town where she has worked for five years. She was inspired to do this business by the need to earn a living and take care of her children to make sure they have a good education. She also has...
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Antoinette
Antoinette
Togo
Retail funded requested $ 525
to buy 90 wallets and 8 dozen hats.
Antoinette is a 44 year old married woman who lives in Adidogomé with one dependent child. Antoinette is a very dynamic and courageous woman who sells wallets and hats...
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Glory Be To God Group
Glory Be To God Group
Ghana
Food Production/Sales funded requested $ 3.650
to buy margarine, sugar, flour, fish, egg, and meat.
Hannah, is at the right side in the picture. She is always exploring ways of improving her business offers and demands for her trade to increase her profitability to earn enough to fend for her family. Hannah's food is highly patronised by people within her community and beyond.

Hannah contributes to her community by training other women in her...
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Justine
Justine
Uganda
General Store funded requested $ 850
to buy sugar, maize flour, beans, biscuits, milk and cooking oil.
Justine is 30 years old and lives in the town of Kajjasi in the Abaita Ababiri region of Uganda. For the past six years, Justine has been working hard to manage her retail shop, which sells essential items like sugar, salt, and other home use items.

To help expand her business, Justine has requested a loan of 3,000,000 Ugandan Shillings from BRAC...
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Keziah
Keziah
Zimbabwe
Beauty Salon funded requested $ 1.500
to buy weaves, braids, blankets, winter wear.
Albert Einstein once said that, ?A ship is always safe at shore but that is not what it?s built for.? This statement proves true when considering the life of Keziah, an ordained minister who has risen beyond her calling to embark on entrepreneurship activities. Keziah is a 42 year old devoted business woman, mother and pastor. She has become an...
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Leonora
Leonora
Philippines
Livestock funded requested $ 350
to buy feed and other supplies for raising her livestock.
Leonora is 45 years old and has five children. She is married and three of her children are still in school.

Leonora is in the agricultural business of raising livestock in the Philippines. She requested a 17,000 PHP loan through NWTF to buy feed and other supplies for raising her livestock. Leonora has been raising livestock for two years now...
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Angelita
Angelita
Philippines
Pigs funded requested $ 425
to buy feed, vitamins and other supplies for her pigs.
Angelita is 48 years old and has three children. Angelita is married and has three children who are in school.

Angelita is in the agriculture business, fattening pigs in the Philippines. Angelita requested a PHP 20,000 loan through NWTF to buy feed, vitamins, and other supplies to raise her pigs.

She successfully repaid her previous loan, and now...
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Santos Gervacio
Santos Gervacio
Honduras
Farming funded requested $ 450
to buy improved seeds, gramoxone, fertilizers, and other supplies for cultivating watermelons.
Sr. Santos is 35 years old and has no dependent children. He has his own house in the community of Pintadillera, which is located in southern Honduras. Santos has been cultivating watermelons, corn, sorghum, and sesame for nine years. His customers include grocery merchants in San Lorenzo and Tegucigalpa, as well as other traders who specialize...
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Mankarga V7 N° 10 Group
Mankarga V7 N° 10 Group
Burkina Faso
Livestock funded requested $ 875
to buy 3 sheep.
Guiagui is the representative of the 'Mankarga V7 No. 10' Group. He is married and father to four children, the eldest is twelve years old and the youngest is one year old. Two of his children attend school and he is responsible for a total of five people.

Guiagui has been farming animals for more than ten years. He buys the livestock from the...
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Mgwirizano Group
Mgwirizano Group
Malawi
Used Clothing funded requested $ 1.200
to buy more clothes.
Flora is 44 years old. She is married with 6 children who rely on her. Her husband works as a security guard.

Flora sells used clothing. She would like to receive a loan to purchase more bundles of used clothing. The proceeds from her larger sales will enable her to pay school fees for her children. She started the business with the aim of educating...
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Tinotenda Group
Tinotenda Group
Zimbabwe
Poultry funded requested $ 1.400
to restock her flea market and buy more chickens together with medicine and feed.
Someone rightly said, "A dream doesn't become reality through magic; it takes sweat, determination, and hard work."

After receiving training and finance at Thrive Microfinance, Zororo was determined to take her business to greater heights. With renewed energy and fresh ideas, she implemented all she was taught, which resulted in many kids enrolling...
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Abizeyerurema Group
Abizeyerurema Group
Rwanda
Cattle funded requested $ 2.625
to buy more goats and cows to sell.
Charlotte is married and is a mother of seven children who are between 4 and 19 years old. Charlotte owns a cattle business...
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Sunnyside A Group
Sunnyside A Group
Zimbabwe
Grocery Store funded requested $ 1.250
to restock bulk groceries to repackage into small units for resale.
Selling groceries repacked in small units has made Rosemary sustain her business with the cash shortages in Zimbabwe that have currently led many consumers unable to buy groceries in bulk.

Rosemary (in the middle in the photo) is 48 years old and a married mother of four children; two are going to school. Her husband is unemployed and is a seasonal...
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Moa's Group
Moa's Group
Cambodia
Home Appliances funded requested $ 225
to buy a water filter to provide safe drinking water for their family.
Moa?s Group members lives in a rural village in Battambang Province in Cambodia. Moa works as a farmer and makes a living cultivating rice to support her family.

In her village, there is no reliable access to safe, clean drinking water. Having a water filter at home will help Moa safeguard the health of her family, save money on medical expenses,...
more »
Wend Baraka 2 Group
Wend Baraka 2 Group
Burkina Faso
Clothing funded requested $ 2.525
to buy pagnes for resale.
The Wend Baraka 2 group just finished its first loan cycle with Kiva and the repayments were made on time. Kadidjatou, the group's representative, wishes to thank all Kiva staff and lenders for their support. She used her loan to buy 30 sets of pagnes for resale and her profits allowed her to buy clothes for her children, to make a few purchases...
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Sabali Ii Group
Sabali Ii Group
Mali
Livestock funded requested $ 3.125
to buy sheep for resale and oxen to work in her field.
Mamine is a hard working woman who is 43 years old and has a second business raising sheep. She has four dependent children aged between 6 and 23, two of whom attend school.

Mamine is entering into a contract with RMCR so that she can get financing for her businesses (sheep farming, market gardening).

An exemplary woman, she gets her supplies at the...
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Port Loko River Group
Port Loko River Group
Sierra Leone
Food Market funded requested $ 1.200
to purchase additional gallons of palm oil.
Zainab is a 51 year old married woman a mother of two children ages 15 and 12. (Zainab is shown in the middle of the picture.)

She is determined to provide her family a decent living; Zainab realizes that this would not be an easy task unless she has a good repository of savings.

Thus, Zainab started a food business of her own. This will act as an...
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Mariatu
Mariatu
Sierra Leone
Food Stall funded requested $ 300
to purchase more oil, rice, pepper, potatoes, plantains, gari, macaroni, Irish potatoes, mayonnaise, ketchup, fish, water, and drinks.
Mariatu is a 35-year-old married woman with three children between the ages of 10 and 14. All three of them are currently attending school. She started her business because she wants to educate her children.

Mariatu established a fast food and drink business around the Waterloo community. She sells acheke, cold soft drinks, water, etc. Mariatu...
more »
Tadala Group
Tadala Group
Malawi
Food Stall funded requested $ 2.575
to buy five bags of potatoes to restock her food stall that sells chips and snacks.
Florence is 27 years old. She is married and has two children and two relatives who rely upon her. She runs a food stall selling chips and snacks.

Florence now requires this loan to buy five bags of potatoes to restock her stall. She started the business to support her family and improve their standard of living. Currently, she has one employee...
more »
Cristo Salva 3,4,6 Group
Cristo Salva 3,4,6 Group
Dominican Republic
Retail funded requested $ 4.425
to purchase new clothing.
Adeline lives in a small, isolated community in the Dominican Republic known as a "batey." A batey is typically composed of Haitian workers and their families who have immigrated to the Dominican Republic in order to work in the sugarcane fields.

Despite the difficult living situation and general lack of access to the outside world, Adeline and her...
more »
Eng's Group
Eng's Group
Cambodia
Home Appliances funded requested $ 200
to buy a water filter to provide safe drinking water for her family.
Eng?s Group lives in a rural village in Preah Vihear province in Cambodia. Eng makes a living cultivating rice and she does extra work as fisherman to support her family.

In their village there is no reliable access to safe, clean drinking water. Having a water filter at home will help each of these women safeguard the health of their families,...
more »
Goodness Traders Group
Goodness Traders Group
Ghana
Cosmetics Sales funded requested $ 3.450
to buy sanitary products, children’s wear, cosmetics, and weave-on for resale.
Beatrice, the woman with the broad smile in the picture, is the group representative. She sells cosmetics, human hair, and sanitary products in the local market. Beatrice has been in this business for the past 21 years, hence has a considerable experience.

This is her third loan cycle with Kiva, with a good repayment record. She used the previous...
more »
Le Peage Group
Le Peage Group
Burkina Faso
Food Production/Sales funded requested $ 875
to purchase four sacks of corn.
Ms. HABIBOU is the official of the group called LE PEAGE. A married woman, she is the mother of four children. The oldest is 31, and the youngest is 17. One child is attending school. She has one person to support.

She has been processing corn into cornmeal for three years. She gets her supplies from the market in her neighborhood. With the money...
more »
Tatanga Group
Tatanga Group
Zimbabwe
General Store funded requested $ 1.300
to restock groceries for her tuck-shop to maximise profits.
She is only 23 and yet she possesses good entrepreneurial skills that have helped cushion her family against the harsh economic turbulence prevailing in Zimbabwe. She is happily married to a self-employed husband who sells hardware products. To her, being a good wife means helping your husband domestically as well as economically.

Her name is...
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Je Ka Baara Group
Je Ka Baara Group
Mali
Home Products Sales funded requested $ 2.475
to purchase bowls and some clothing to resell.
A Malian woman, OUMOU is 33 years old, married, and the mother of three children, of whom two are in school. Her children are aged 2 to 12. One of them is not yet old enough for school. For ten years, OUMOU has been selling clothing and bowls. Today, her wish is to develop her business to make it her main source of revenues. She is the one with her...
more »
Corn Sellers Group
Corn Sellers Group
Sierra Leone
Food Market expired requested $ 3.125
to pay for additional bags of onions and cartons of Maggi cubes for her to sell.
Fatmata is a 48-year-old mother of three children, aged 26, 16, and 13. She also has some dependents that stay with her. Fatmata runs a food business. She started the business to be independent and financially support her family. Fatmata is shown in the middle of the picture.

Fatmata requested a loan, which she will use to pay for additional bags...
more »
Mafata
Mafata
Liberia
Food Stall funded requested $ 250
to buy more ingredients that will be used to cook food to sell.
This is 39-year-old Mafata. She is married with four children. All of Mafata's children are presently in school and live at home. She runs a business in a busy market where she sells cooked food. She describe herself as a hardworking and good seller. She has been operating this business for 10 years and she sells for 11 hours every day.

She started...
more »
Anna
Anna
Tanzania
Fish Selling funded requested $ 225
to buy a new freezer for keeping fresh fish and big frying pans.
Anna is in her mid 30s; she operates a small food stall that sells fresh, fried, and dried fish to support her family. She has been in this business for seven years and is happy that she's making good profit.

This will be Anna's fourth loan from Tujijenge Tanzania. She used the previous loan, which she has paid back successfully, to buy more stock...
more »
San Luis De Circa Kcacya Group
San Luis De Circa Kcacya Group
Peru
Restaurant funded requested $ 3.825
to buy ingredients for cooking such as rice, vegetables, and chicken.
These members belong to the Communal Bank ?San Luis de Circa Kcacya?. The bank is located in the District of Ancahuasi in Anta Province, Department of Cusco.

Gladiz is one of the members. She is a hardworking woman who manages a restaurant business. Gladiz serves different dishes such as roasted chicken, soups, and stir-fried meat. She works...
more »
Christine
Christine
Kenya
Used Clothing funded requested $ 300
to buy more clothes to sell.
Christine is a happily married woman who is 26 years old. Her husband is 28 years old and they are blessed with one child who is nine years old. They are a happy family and they support one another.

Christine sells second-hand clothes for a living and she has been doing this business for many years. Her clients like her good attitude in business and...
more »
Secret Heritage Group
Secret Heritage Group
Zimbabwe
Poultry funded requested $ 2.250
to buy broilers, chicken feed and petroleum gas to sell.
Cathrine is a 42-year-old woman and a member of the Secret Heritage group, a group which is made up of women with good spirits and a passion for business. Cathrine is a hardworking woman and the ladies in her community admire her work. She always does her best for her 4 children. She runs a poultry business from her backyard and sells gas from the...
more »
Rose
Rose
Solomon Islands
Personal Housing Expenses funded requested $ 1.225
to buy wiring and labour cost, bricks, louvre frames and 20 bags of cement for renovating her tailoring business.
Rose is 54 years old and is married with 6 children. She lives in a rural area outside of Honiara, the capital of Solomon islands.

She runs a tailor business, selling school uniforms, office uniforms, youths uniforms, ordered t-shirts, women blouse and kids wear to her clients living in town. Her customers give designs and place orders for her to...
more »
Jiguiya Group
Jiguiya Group
Mali
Animal Sales funded requested $ 1.950
to purchase cattle to resell later.
Adiaratou is the woman holding the steer by the horn. She is a Malian livestock farmer, married, and the mother of nine children (seven boys and two girls), aged 13 months to 28 years, respectively. Six of the boys are in school. These days, Adiaratou is 43 years old and has been in this livestock trade for ten years. Her husband is a farmer and...
more »
Faramalala Tiana Elysa
Faramalala Tiana Elysa
Madagascar
Mobile Phones funded requested $ 975
to purchase various types of telephones to resell.
Elysa thanks you for your financial support. The loan you granted her allowed her to buy additional products, such as a variety of telephones and accessories, and increase her working capital. Offering more products to her customers resulted in a gradual increase in income from the business. Diversifying products remains the appropriate way to...
more »
Mukama Murungi Village Bank Group
Mukama Murungi Village Bank Group
Uganda
Used Clothing funded requested $ 1.925
to buy more secondhand clothes to sell.
Edisa is a member of the Mukama Murungi Village Bank in Hoima, Uganda. She is 49 years old, married, and a hardworking woman who ventured into selling secondhand clothes in order to earn a living. Edisa has been in this business for more than 10 years.

She hopes to grow and expand her business into a boutique, but she is limited by inadequate...
more »
Kangama Twekambe Group
Kangama Twekambe Group
Uganda
Fruits & Vegetables funded requested $ 1.500
to buy more fresh foods to sell.
Florence, a member of Kangama Twekambe is a very hard worker. For five years she has been engaged in the business of buying and selling fresh food. Price fluctuations and the high rate of perishability are challenges to her business.

She has managed to pay school fees for her children using the proceeds. Actually, what forced her to start her...
more »
Karokarungi Tutungukye Group
Karokarungi Tutungukye Group
Uganda
Grocery Store funded requested $ 1.975
to buy items like fresh yellow bananas, tomatoes, oranges, onions and other items for her grocery shop.
Jackline is a married woman working hard to ensure that her five children are provided for. She runs a grocery shop with an aim of making money to sustain herself and the family. She also practices farming as her other source of income. She says she faces challenges of defaulters and prolonged droughts, though promises that she would love to see...
more »

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