> Soziale Verantwortung / Mikrokredite

Seit Q1/2011 vergeben wir an Einzelpersonen und Gruppen in Dritte-Welt Ländern Mikrokredite, um deren Lebensqualität und wirtschaftliche Situation zu verbessern und das (Klein-) Unternehmertum in diesen Regionen zu fördern.

Die Mikrokredite werden über das Portal www.kiva.org abgewickelt. Es können Summen ab 25 USD unbürokratisch (zinsenfrei) verliehen werden.

Verliehene Beträge werden nach einem vereinbarten Schema zurückgezahlt und können anschließend einem anderen Projekt zugute kommen oder wieder an das eigene Konto ausgezahlt werden.

Wir laden alle Kunden und Interessenten ein, sich an diesem sinnvollen Alternativ-Investment zu beteiligen!

zur Einladung » kiva.org/invitedby/jpeto


Eine Übersicht unserer laufenden und bereits abgeschlossenen Projekte:

borrower / country	sector	status	loan used for
Oswaldo Peru	Animal Sales	repaying, 0.0% repaid	requested $ 200 to the purchase of feed for fattening his livestock and cultivating his crops.
	Oswaldo is a 40 year old man, he is married by common law, he has three dependent children, and he lives in his own home with his spouse and children. It's important to highlight that the quality of life in his community is at the subsistence level. The majority of the residents are independent workers that breed, raise and sell livest... more »
Aurora Bolivia	Retail	repaying, 0.0% repaid	requested $ 500 to repair and service her motorcycle.
	Aurora, 27, is single and has a six month old son. She sells newspapers and distributes them in an ambulatory fashion throughout various zones on her motorcycle which allows her to do her work quickly. This loan is her first sequence within the institution and Aurora will use it to service and repair her motorcycle since it?s hav... more »
Paul Uganda	Used Shoes	repaying, 0.0% repaid	requested $ 400 to buy used shoes to sell
	Paul is a 37-year-old hardworking man living in Fort Portal, Uganda. His personal goals are to educate his children and build a permanent home. Paul has been a retailer for the last three years after mobilizing money from farming. His major hardships are price fluctuations and inadequate capital to purchase stock. However, he has a v... more »
Fe Y Amor 1 & 2 Group Dominican Republic	Shoe Sales	repaying, 0.0% repaid	requested $ 4.000 To buy shoes
	Ana is the coordinator of her group Fe y Amor (Faith and Love) 1 & 2. The group is located in Santiago, the second largest city in the Dominican Republic and known for its tobacco and beef production. The group members are dedicated to selling clothes, food, shoes, and jewelry. Ana, who lives in a simple structure with her long-term... more »
Ndi Cameroon	Agriculture	repaying, 0.0% repaid	requested $ 800 to buy chicks, piglets, feed, medication and firewood.
	Ndi is married with five children and they live at Mbengwi road, in Bamenda Mezam Division of the North West Region of Cameroon. The death of her brother is the main challenge she has faced and she hates thinking about it. Ndi joined GHAPE in the year 2005 and has taken out and successfully repaid her loans four times. With the ... more »
Batiyaye Group Senegal	Fish Selling	repaying, 0.0% repaid	requested $ 4.225 to buy fish to retail
	This group was established on March 22, 2001. It is made up of fifteen women from the same neighborhood. Their main business is retail. Mrs. Fatoumata, raising her hand in the photograph, is responsible for the group. She's 44 years old, unmarried, and the mother of two children. She also has two other children to support, who were e... more »
Katumu Sierra Leone	Food Stall	repaying, 16.7% repaid	requested $ 1.175 To pay for cooking condiments
	This is 36-year-old Katumu. She is married, and has two children aged six and three. She has four additional dependents, who live with her to assist with the house chores and give them higher learning. In 2001, Katumu established her cooking condiment business. She began her business to take care of her home and personal needs. Worki... more »
Poussi Jacque Burkina Faso	Clothing Sales	repaying, 34.7% repaid	requested $ 425 to buy 2 dozen pairs of jeans, a dozen shirts and 5 pairs of shoes.
	Jacque Poussi is married without children. No-one attends school and he has one dependent. He sells clothing. He has been doing this for 4 years. He buys his stock in the sector 10 market in town, and also in Lomé. His customers are mostly men. He wants to buy 2 dozen pairs of jeans, 1 dozen shirts and 5 pairs of shoes. He saves his pr... more »
Rodrigo Jose Mozambique	Carpentry	repaying, 6.0% repaid	requested $ 925 to buy materials to expand his carpentry business.
	Rodrigo Jose was born in the city of Matola, Maputo Province, in southern Mozambique. He is married and father of 2 daughters who are married. He completed school through the 6th grade but dropped out due to his parents' financial situation. He owns the home where he li... more »
Jekafo Group Mali	Used Clothing	repaying, 16.7% repaid	requested $ 1.075 to buy second hand clothing.
	JEFAKO is a group of seven married women who are, on average, 33 years old and have four children. They live in traditional families in Massablacoura, one of the districts of the city of Bougouni (the third administrative region of Mali). They have taken out their second joint loan with the microfinance institution Soro Yiriwaso in ... more »
Kokou Togo	Shoe Sales	repaying, 8.5% repaid	requested $ 425 to purchase materials to make shoes
	Kokou is a 31 year old man. He is married to a re-seller, with whom he has 2 children aged 3 and 1. Kokou has been working as a shoemaker/cobbler since 2009, works out of a workshop and stocks up in Lomé. Kokou is asking for his first loan from WAGES in order to purchase more products in order to make more shoes, and invest in his busi... more »
Hannah Liberia	Retail	repaying, 20.8% repaid	requested $ 125 to purchase more fashion slippers for her business.
	Hannah is 28 years old and lives in Buchanan, she is single and has three children, ages 11 to 15. All of her children are attending school and live at home. For the past ten years she has been selling fashion slippers in the local market. She is requesting a loan to purchase more fashion slippers for her business. She plans to buy... more »
Nancy Nicole Congo	Home Products Sales	repaying, 46.5% repaid	requested $ 1.025 to pay bedsheets, curtains and clothes.
	Nancy is a 35-year-old single mother with two teenagers, both in school. She buys bedsheets, curtains and clothes from a wholesaler and sells them in a local market in Brazzaville. She has had this business for the past five years. She uses the loans to buy many different varieties of cloth in bulk. Sometimes she sells what she find... more »
Banga Nzambe Plus Group The Democratic Republic of the Congo	Fish Selling	repaying, 89.3% repaid	requested $ 5.000 to buy wheat flour and fresh fish
	Marie, age 50 and married, is the chairwoman of the Community Bank named ?Banga Nzambe Plus,? which is composed of 29 members united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses. Marie started her business in 1980. Today, she makes loaves of bread and sells fresh fish at h... more »
Anonymous Group Burundi	Fish Selling	repaying, 57.9% repaid	requested $ 3.300 to increase his capital by buying a large quantity of fish for resale, so that he can earn more
	more »
Martin Manuel Ecuador	Agriculture	repaying, 0.0% repaid	requested $ 600 to buy seeds, supplies, and fertilizers to plant corn.
	Martín Manuel is 39 years old, married, and lives with his spouse and three children who are seven, nine and fourteen years old. He lives in the Caimito precinct in the canton of Ventanas. The communal bank La Verdad Nos Hará Libres is located in the San Vicente las Lomas precinct in the canton of Ventanas. This communal bank fo... more »
Weshalatu Ghana	Fruits & Vegetables	paid	requested $ 625 to buy a variety of fruits to sell
	On the table seen above, Weshalatu has some watermelons displayed on it. She sells different kinds of fruits at Ayensudu, near Elmina. Weshalatu is married to a farmer and has 3 children. She assists her husband in the general upkeep of the home. Her loan will be used to buy a variety of fruits to sell. She hopes to use the new profits ... more »
Sekwat South Sudan	Clothing Sales	repaying, 84.6% repaid	requested $ 750 to purchase more items like women's dresses and many other items
	Sekwat is a 30-year-old businessman who lives in Juba. He is married and has two children between the ages of 7 and 3 years old. All of them go to school. Sekwat runs a clothing sales business. He has been in the business for seven years. He has one employee. Sekwat heard about Finance Sudan from the loan officer's promotion in the... more »
Marion Uganda	Butcher Shop	repaying, 40.0% repaid	requested $ 650 to to buy cows for his butchery.
	Marion wants a loan to buy cows to sell in his butcher shop. He is a hardworking man living in Masindi, Uganda. He started by working for other people and now has his own business. His desire is to educate his children and save for a wedding. He is 41 years old and married with eight children. He intends to move business to another market. more »
Anonymous Group Rwanda	Agriculture	repaying, 79.8% repaid	requested $ 1.700 to buy chemical fertilizers for his rice farming business
	more »
Nouwagnon Group Benin	Food Production/Sales	repaying, 71.4% repaid	requested $ 2.650 To purchase palm nuts and bunches of bananas.
	The Nouwagnon Group is made up of 23 people who live in the same hamlet. The representative of this group is a woman named Antoinette, who has her hand raised in the photo. Antoinette is 55 years old and is a widow. She is the mother of four children, all in her care. Antoinette attended very little school. For some thirty years, in ... more »
Anonymous Group Tanzania	Clothing Sales	repaying, 95.0% repaid	requested $ 3.175 to buy materials for the Tinga Tinga paints.
	more »
Kasika Business Group Uganda	Food	paid	requested $ 1.725 to buy sugar and rice to sell.
	Pauliano is a 35-year-old married man with three children. He owns a house in Kasese, Uganda. He has been in a retail shop business for six years. He started the business after saving money from distilling local brew. His hardship is inadequate capital, and his vision is to have a stock of six million plus educating his children. Paulia... more »
Lavinah Uganda	Retail	repaying, 60.0% repaid	requested $ 1.050 to buy toothbrushes, bread, and clothes to sell.
	Lavinah is a 25-year-old married woman with three children and she rents a house in Kasese, Uganda. She has a number of businesses, including retail, hardware, and drug shops. She has run these businesses for three years. Her hardship is bad debtors. Her vision is to have a well-established businesses and a well-educated,... more »
Ruth Belina Nicaragua	Personal Housing Expenses	repaying, 43.4% repaid	requested $ 1.200 to finish constructing the bathrooms, install toilets and pipes for wastewater, and finish the roof and a concrete wall for the whole project
	Doña Ruth continues to be in charge of her business, in which she offers delicious meals every day, as well as renting two rooms, which helps her income. With this income she supports her two younger children. She and her husband are offering them an education. Her husband continues to work, as always, as a driver, since he has been do... more »
Kubatana Group Zimbabwe	Food	paid	requested $ 3.450 to buy cake ingredients and interior decoration accessories
	This is 29-year-old Roselyn (raising her hand) from Masvingo, a town in southeastern Zimbabwe. She is single with two children who are both attending school. She also cares for one dependent. Roselyn runs a business doing interior decoration and cake making. The business has been in operation for five years. She says the main challenge ... more »
Anonymous Uganda	Clothing Sales	repaying, 50.0% repaid	requested $ 900 to purchase clothes for resale.
	more »
Anonymous Uganda	Paper Sales	repaying, 58.3% repaid	requested $ 725 to buy paper products
	more »
Regina Uganda	Fruits & Vegetables	paid	requested $ 725 To buy mangoes, passion fruits and oranges
	Regina lives in Uganda. She is married and has three children, two of whom are in school. Regina has operated a business selling fruits and vegetables for 7 years. She works 6 days each week selling her products door-to-door, at the wholesale level. She also generates additional income through rental rooms. Regina has requested a... more »
Anonymous Uganda	Food Stall	repaying, 51.3% repaid	requested $ 750 To buy dry cassava
	more »
Paul Uganda	Used Shoes	paid	requested $ 375 To buy second hand shoes to sell
	Paul is a 36-year-old married man with four children living in his own house in Fort Portal, Uganda. His dream is to own rental houses in Fort Portal town. He sells used shoes and has been in this business for two years. His major setback is the ever-rising prices of products. His dream is to import shoes himself. Paul needs the loa... more »
Rehema Uganda	Retail	paid	requested $ 575 To buy baby items.
	Rehema is a 28-year-old woman and she owns a house in Kasese, Uganda. She has been selling baby items for five years and she generated her initial capital to start her current business from her previous job as a teacher. Her challenge is bad debtors and her vision is owning a baby center. Rehema needs the loan to buy baby items to sell. more »
San Cayetano Group Paraguay	Animal Sales	paid	requested $ 1.875 to buy animals and animal feed
	The San Cayetano committee was formed by several neighbors from a community in the city of Santaní. The San Cayetano committee is in its sixth loan cycle and has ten members. It is a group which is well noted in its neighborhood because all the members are very united, supportive and responsible. The group members have... more »
Lemomo Kenya	Livestock	paid	requested $ 600 To buy more livestock.
	Lemomo K. is a 41-year-old man who is married to Lepesony and together they have three children aged 14, 10 and eight years. He is in the livestock trade business. He buys cows and bulls when still young and rears them, then he resells them at a profit. He has been in this business for the last eight years and he gets a profit of Kenya s... more »
Jonathan Philippines	Farming	paid	requested $ 475 to pay for services to increase crop yield
	Jonathan P. is from the village of Olango, Mallig, Isabela. He is 33 years old and married, with an infant child. To make a living, Jonathan plants and harvests rice for sale. Jonathan has been engaged in his business for more than 20 years and earns approximately 25000 PHP a month. Jonathan joined ASKI this year to gain access to f... more »
Patrick Uganda	Used Shoes	paid	requested $ 975 To buy more secondhand shoes to resell.
	Patrick is divorced with three children and has no other dependents. He owns a house in Hioma, Uganda. His family goal is to educate his children. For seven years he has been dealing in secondhand shoes, after diverting from being a fisherman. He faces the challenge of inflation which affects prices. He hopes in the future to move to... more »
Santa Rosa Group Mexico	Cattle	paid	requested $ 2.825 To buy sheep and fodder
	The following group, called "Santa Rosa", is located in the Ejido community of Chichilpa which belongs to the San Felipe del Progreso municipality in Mexico. The community, one of the smallest in San Felilpe del Progreso, is very small and has few inhabitants. The people are very kind and all know each other and get along very well. ... more »